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2020年新疆成人学位英语考试模拟试题及答案(阅读理解5)
Whole life is permanent insurance protection that protects you for your whole life, from the day you purchase the policy until you die, as long as you pay the premiums(保险费).
Whole life can be a solid foundation. Upon this foundation you can build a long-term financial plan, because it guarantees lifetime protection for your family or business.
Whole life insurance provides basic insurance protection, plus Mortgage protection, Estate preservation, Retirement funding, Charitable giving, Business needs...
A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death.
Generally after the first year, the policy begins to increase cash value. The amount of cash value in your policy usually increases every year. This money can be used to help purchase a home, fund a child's education, add to retirement income, or for any other purpose. You may also choose to leave it in the policy and allow it to grow.
A whole life policy can earn dividends. Dividends are determined by the company' s board of directors each year and are. not guaranteed. When a dividend is payable, you may choose to take it in cash, use it to buy more insurance or to pay or reduce your premiums.
When you die, the company will pay your beneficiaries the death benefit, usually the face amount of the policy plus any dividend. This money is generally received by the beneficiaries free from income tax.
1. What is whole life insurance?
A) It's permanent insurance protection from the day you were born until you die.
B) It's permanent insurance protection that protects you for your whole life, from the day you buy it until you die.
C) It's insurance protection for your whole family members.
D) It's income protection insurance.
2. What can whole life insurance do for you?
A) It only provides basic insurance protection.
B) It provides Mortgage protection and Estate preservation.
C) It offers Retirement funding, Charitable giving, Business needs.
D) It not only offers basic insurance protection, but also provides Mortgage protection, Estate preservation, Retirement funding, Charitable giving and Business needs.
3. According to the passage, who will help you determine an amount of insurance needed?
A) A life insurance agent.
B) Nobody except yourself.
C) Your family members.
D) Your lawyer.
4. The word“policy”in the fifth paragraph probably means ________.
A) 政策
B) 保险
C)***
D) 策略,方法
5. When you die, the death benefits of your life insurance will ________.
A) be lost
B) be paid to your beneficiaries
C) be possessed by the insurance company
D) will be given to the government
When your parents advise you to "get an education" in order to raise your income,they tell you only half the truth.What they really mean is to get just enough education to provide manpower for your society,but not so much that you prove an embarrassment to your society.
Get a high school diploma,at least.Without that,you will be occupationally dead unless your name happens to be George Bernard Shaw or Thomas Alva Edison,and you can successfully dropout in grade school.
Get a college degree,if possible.With a B.A.,you are on the launching pad.But now you have to start to put on the brakes.If you go for a master's degree,make sure it is an M.B.A.,and is famous law of diminishing returns begins to take effect.
Do you know,for instance,that long- haul truck drivers earn more per year than full professors?Yes,the average 1977 salary for those truckers was $24000. While the full professors managed to earn just $23030.
A Ph.D. is the highest degree you can get.Except for a few specialized fields such as physics or chemistry where the degree can quickly be turned to industrial or commercial purposes,if you pursue such a degree in any other field,you will face a dim future. there are more Ph.D.s unemloyed or underemployed in this country than any other part of the world.
If you become a doctor of philosophy in English or history or anthropology or political science or languages or-worst of all-in philosophy,you run the risk of becoming overeducated for our national demands.Not for our needs,mind you,but for our demands.
Thousands of Ph.D.s are selling shoes, driving cars,waiting on table,and endlessly filling out applications month after month.They may also take a job in some high school or backwater college that pays much less than the janitor earns.
You can equate the level of income with the level of education only so far.Far enough,that is,to make you useful to the gross national product,but not so far that nobody can turn much of a profit on you.
According to the writer,what the society expects of education is to turn out people who _____.
A)will not be a disgrace to society
B)will become loyal citizens
C)can take care of themselves
D)can meet the nation's demands as a source of manpower
Many Ph.D.s are out of job because _____.
A)they are improperly educated
B)they are of little commercial value to their society
C)there are fewer jobs in high schools
D)they prefer easier jobs that make more money
The nation is only interested in people _____.
A)with diplomas
B)who specialize in physics and chemistry
C)who are valuable to the gross national product
D)both A and C
Which of the following is not true?
A)Bernard Shaw didn't finish high schools,nor did Edison.
B)One must think carefully before pursuing a master degree.
C)The higher your education level,the more money you will earn.
D)If you are too well-educated,you'll be overeducated for society's demands.
The writer sees education as _____.
A)a means of providing job security and financial security and a means of meeting a country's demands for technical workers
B)a way to broaden one's horizons
C)more important than finding a job
D)an opportunity that everyone should have
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